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About Me

Noel Dalmacio, CPA, MS TAX is the founder of Lower My Tax Now. We are an educational marketing company that provides various tax informational programs and products. We assist small business owners, professionals and real estate investors in growing their business and increase their wealth by educating them with powerful tax strategies thereby minimizing tax and putting more money in their pocket.

Over the past 10+ years, Noel has taught thousands of taxpayers how to reduce their taxes with his seminar and educational products. He gets consistent high marks…

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Lower My Tax Now Blog

Nov 25, 2015 | 0 Comments

Seek liquidity for short-term investments

Hi guys, this is Noel Dalmacio, your ultimate CPA at
The stock market may not be the right place for all of your money at all times. Here are two situations when cash accounts can be a better solution.


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Nov 18, 2015 | 0 Comments

Make use of your 2015 gift tax exclusion

Hi guys, this is Noel Dalmacio, your ultimate CPA at

This year you can give up to $14,000 to as many persons as you want without any gift tax liability. If you’re married and your spouse joins in the…

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Nov 11, 2015 | 0 Comments

Need money to pay bills? Raiding your 401(k) is no...

Hi guys, this is Noel Dalmacio, your ultimate CPA at
When you’re short of cash, raiding your 401(k) plan is NOT a good idea. Here are two reasons why.

Penalties and taxes. If you’re under 59½ years old, you’ll be…

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Noel Dalmacio, CPA, CFP, MS TAX
30 Corporate Park, Suite 102.
Irvine, CA 92606

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